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The Sammy Shrimali Team
Sammy Shrimali Remax Aacer Realty
The East Bay Remax Realty
2843 Hopyard #194
Pleasanton, CA 94566

Each office is independently owned & operated

Email Us

Phone:
925-215-9595
Fax: 925-215-9595

Serving
Pleasanton
Dublin
Alamo
and a lots more...

IMAGE ISN'T EVERYTHING...QUALITY & SERVICE IS! Now more than ever, in an age of image without substance, quality work and superior service should mean EVERYTHING to you. Sammy Shrimali provides for sellers and purchasers the quality representation they expect and the service they desire in a real estate broker. No gimmicks, no false promises, no hidden agendas, simply hard work and excellent results. Call Sammy today to find out how a real estate broker should be. 925-215-9595

 

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San Ramon Properties

San Ramon Properties

Closing Costs for San Ramon Properties
Costs the buyer must pay at the time of the San Ramon Properties closing in addition to the down payment which may include points, title charges, credit report fee, document preparation fee, mortgage insurance premium, inspections, appraisals, prepayments for property taxes, deed recording fee, and homeowners insurance. San Ramon Properties closing costs can vary considerably from one financial institution to another.

Commission for San Ramon Properties
Money paid to a real estate agent or broker by the seller as compensation for finding a buyer and completing the sale. Usually it is a percentage of the sale price: 4 to 7 percent on houses, 10 percent on land.

Joint Tenancy for San Ramon Properties             
Joint ownership by two or more persons with right of survivorship. Upon the death of a joint tenant, his interest does not go to his heirs, but to the remaining joint tenants.

Jumbo Loan for San Ramon Properties
A loan which is larger than the limits set by the FNMA and FHLMC (more than $207,000 as of 1/1/96). Because jumbo loans cannot be funded by these two agencies, they usually carry a higher interest rate

Earning the ENERGY STAR means San Ramon Properties products meet strict energy efficiency guidelines set by the US Environmental Protection Agency and the Department of Energy.ENERGY STAR qualified San Ramon Properties furnaces have an annual fuel utilization efficiency (AFUE) rating of 90% or greater, making them about 15% more efficient

Negative Amortization for San Ramon Properties
Occurs when your monthly payments are not large enough to pay all the interest due on the San Ramon Properties loan. This unpaid interest is added to the unpaid balance of the  San Ramon Properties loan. The danger of negative amortization is that the San Ramon Properties buyer ends up owing more than the original amount of the loan.