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The Sammy Shrimali Team
Sammy Shrimali Remax Aacer Realty
The East Bay Remax Realty
2843 Hopyard #194
Pleasanton, CA 94566

Each office is independently owned & operated

Email Us

Phone:
925-215-9595
Fax: 925-215-9595

Serving
Pleasanton
Dublin
Alamo
and a lots more...

IMAGE ISN'T EVERYTHING...QUALITY & SERVICE IS! Now more than ever, in an age of image without substance, quality work and superior service should mean EVERYTHING to you. Sammy Shrimali provides for sellers and purchasers the quality representation they expect and the service they desire in a real estate broker. No gimmicks, no false promises, no hidden agendas, simply hard work and excellent results. Call Sammy today to find out how a real estate broker should be. 925-215-9595

 

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Ruby Hill California Realtors

Ruby Hill California Realtors

Choosing Ruby Hill California Realtors

Some people like the extra attention that a hands-on Ruby Hill California Realtors can provide. Others just want to be left alone as much as possible so they can look at the houses. You're in the process of educating yourself about the entire process so that you won't need as much hand-holding as some people. Be realistic about your time frame for buying a house and about the amount of time you'll be able to devote to the process. Let any prospective Ruby Hill California Realtors know what you expect from him or her.

Ruby Hill California Realtors should be calculating the amount you need at settlement

The first page of the HUD-1 Settlement Statement summarizes all the costs and adjustments for the borrower and seller. Section J is the summary of the borrower's transaction and Section K is the summary of the seller's side of the transaction.You may receive a copy of the seller's side, but it is not required.

Ruby Hill California Realtors summarize the borrower's costs, such as the contract cost of the house, any personal property being purchased, and the total settlement charges owed by the borrower from Section L.

Beginning at line 106, adjustments are made for items (such as taxes, assessments, fuel) that the seller has previously paid. If you will benefit from these items after settlement, you will usually repay the seller for that portion of the cost per Ruby Hill California Realtors.

Homebuyer Incentives per Ruby Hill California Realtors

Ruby Hill California Realtors say ENERGY STAR qualified new homes offer significant utility bill savings each and every month, ownership gives you access to special financing opportunities such as Energy Efficient and ENERGY STAR Mortgages. These financing options qualify you for more home and/or options, at your present income level, by incorporating the projected energy savings into the maximum allowable housing expense, or PITI, that lending institutions use to determine how much mortgage for which you can qualify.

ENERGY STAR financing partners are also required to offer home buyers other incentives that can include: cash back at closing, interest rate discounts, or the waiving of specified fees. Contact your Ruby Hill California Realtors to learn more about how buying an ENERGY STAR qualified new home can truly pay significant dividends.

As a home buyer you can also reap the benefits from special utility promotions designed to encourage homeowners to reduce their energy consumption through energy efficiency. These promotions often include product rebates on home products that bear the ENERGY STAR label, reimbursement for the cost of having your home energy rated by a certified home energy rater, as well as other energy-efficiency perks depending on the structure of the utility's ENERGY STAR program. The bottom line is that by installing energy-efficient features in your new home such as a high SEER heating and cooling unit, low-e windows, and improved insulation, you can save money on your monthly utility bills, live in a more comfortable home, and help keep energy demand down.