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The Sammy Shrimali Team
Sammy Shrimali Remax Aacer Realty
The East Bay Remax Realty
2843 Hopyard #194
Pleasanton, CA 94566

Each office is independently owned & operated

Email Us

Phone:
925-215-9595
Fax: 925-215-9595

Serving
Pleasanton
Dublin
Alamo
and a lots more...

IMAGE ISN'T EVERYTHING...QUALITY & SERVICE IS! Now more than ever, in an age of image without substance, quality work and superior service should mean EVERYTHING to you. Sammy Shrimali provides for sellers and purchasers the quality representation they expect and the service they desire in a real estate broker. No gimmicks, no false promises, no hidden agendas, simply hard work and excellent results. Call Sammy today to find out how a real estate broker should be. 925-215-9595

 

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Dublin Homes

Dublin Homes

Guide To Single Family Dublin Homes Mortgage Insurance

Becoming a Dublin Homes Homeowner

Many Americans dream of owning their own homes, but few families are able to pay cash for them. Many people who could not otherwise afford to own a house become homeowners with the help of FHA mortgage Dublin Homes insurance programs.

Helping people obtain financing for their homes is one of the chief purposes of FHA. FHA is the Federal Housing Administration. It is part of the U.S. Department of Housing and Urban Development (HUD). Once you have found the home you want to buy, you must decide how to finance your dream. This booklet gives you information about Dublin Homes FHA programs to help you meet that challenge. It explains:

How Dublin Homes FHA Mortgage Insurance Works

FHA mortgage insurance allows a homebuyer to make a modest down payment and obtain a mortgage for the balance of the purchase price.

The mortgage loan is made by a bank, savings and loan association, mortgage company, credit union, or other FHA-approved lender. FHA (HUD) insures the loan and pays the lender if the borrower defaults on the mortgage. Because the lender is protected by this insurance, it can offer more liberal mortgage terms than the prospective homeowner might otherwise obtain.

HUD does not make direct loans to help people build or buy Dublin Homes.

Who Can Get an FHA-Insured Dublin Homes Mortgage

Almost any individual who has a satisfactory credit record, enough cash to close the loan, and sufficient steady income to make monthly mortgage payments without difficulty can be approved for an FHA-insured mortgage. Generally, only people who will reside in the property are eligible for FHA-insured mortgages.

HUD sets no upper age limit for the borrower, nor does HUD require that the borrower have a certain income level to buy a home at a certain price. Income is simply one of several factors that help a lender and HUD determine whether the borrower will be able to repay the mortgage.

FHA mortgages are available to individuals regardless of race, creed, religion, sex, or marital status.