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The Sammy Shrimali Team
Sammy Shrimali Remax Aacer Realty
The East Bay Remax Realty
2843 Hopyard #194
Pleasanton, CA 94566

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Castro-Valley Homes

Castro Valley Homes

Remember Not to Fall In Love With the for Castro Valley Homes

Make The Smart Deal for Castro Valley Homes

How do you make an offer for Castro Valley Homes ? Should you give the seller of  Castro Valley Homes a time limit to respond? How much leeway is there in an Castro Valley Homes asking price? What can go wrong? What should you look for in a Castro Valley Homes inspection?

Adjustments to Costs Shared by Buyer and Seller of Castro Valley Homes

At settlement it is usually necessary to make an adjustment between buyer and seller for property taxes and other expenses of Castro Valley Homes. The adjustments between buyer and seller are shown in Sections J and K of the HUD-1 Settlement Statement. In the example given above, the taxes, which are payable annually, had not yet been paid when the settlement occurs on July 1. The borrower will have to pay a whole year's taxes on the following December 1. However, the seller lived in the Castro Valley Homes for the first six months of the year. Thus, one half of the year's taxes are to be paid by the seller. Accordingly, lines 211 and 511 on the HUD-1 Settlement Statement would read as follows:

The borrower of Castro Valley Homes is given credit for this amount at the settlement and the seller will pay this amount or count it as a deduction from sums payable to the seller of Castro Valley Homes .

Similar adjustments are made for of Castro Valley Homes homeowner association dues, special assessments, and fuel and other utilities, although the billing periods for these may not always be on an annual basis. Be sure you work out these cost sharing arrangements or "prorations" with the of Castro Valley Homes seller before the settlement. You may wish to notify utility companies of the change in ownership and ask for a special reading on the day of settlement, with the bill for pre-settlement charges to be mailed to the seller at his or her new address or to the settlement agent. This will eliminate much confusion that can result if you are billed for utilities used when the of Castro Valley Homes seller owned the property.